Yes, to qualify for the Canadian Dental Care Plan (CDCP), you must not have access to any form of private dental insurance. This includes coverage through an employer, a pension plan, or a group dental plan, even if you have chosen to opt out of such coverage.
According to official federal government guidelines:
- Applicants must attest annually that they do not have access to private dental insurance.
- Health Canada verifies this information through tax records, such as T4 slips, under the Dental Care Measures Act.
- The program is designed specifically to support low-income Canadians who lack dental insurance and serves as a safety net rather than a replacement for private plans.
You may still qualify if you are covered by other government social programs, as these can coordinate with the CDCP without automatically disqualifying you. However, any form of private or employer-based plan will typically result in ineligibility.
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