In British Columbia, most basic dental insurance plans do cover a substantial portion of root canal therapy. This is because root canals are typically classified under standard procedure codes within provincial fee guides.
However, there are important distinctions to keep in mind regarding your total coverage:
- The Procedure vs. Restoration: While the root canal itself is usually covered under basic plans, the permanent restoration required afterward (such as a dental crown) often falls under major dental coverage. This may require a higher-tier plan or result in higher out-of-pocket costs.
- Plan Limits: Your actual coverage will depend on your specific plan’s annual limits, deductibles, and co-pays.
- Out-of-Pocket Expenses: Insurance often offsets 50-80% of the fees, but your final balance will depend on how your unique plan is structured.
At The Grove Dentistry, the administrative team can perform pre-treatment benefit checks to help you confirm exactly what your insurance provider will cover before you begin treatment.
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